228 loan Options
228 loan Options
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(ii) All of the counties while in the nonmetropolitan area of a Condition (utilizing the MSA boundaries that were in impact as of January one in the calendar year by which the delineation applies), excluding:
The Board evaluates a lender's branch availability and products and services inside of a facility-dependent assessment space determined by the following:
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
(one) For banking companies that preserve a website, all information and facts essential with the financial institution's community file beneath this portion need to be maintained around the bank's website.
(4) Are provided to people at a workplace wherever virtually all staff members are low- or moderate-earnings, based on U.S. Bureau of Labor Stats info for the normal wage for staff in that specific occupation or field;
The Board may perhaps adjust a little bank score from “Satisfactory” to “Fantastic” on the establishment degree where by the financial institution requests and receives additional consideration for the following routines, without having regard to whether or not the exercise is in one or more in the financial institution's facility-centered evaluation locations, as relevant:
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(ii) Per paragraph (g) of this segment, a financial institution's program could consist of optional evaluation parts or qualified modifications and additions to your efficiency checks that could utilize while in the absence of an accepted prepare.
The dollar volume in the minimal reason lender's Local community development loans and community enhancement investments that advantage or serve the Point out or multistate MSA and an assessment with the impression and responsiveness of Those people loans and investments, as furnished in § 228.15.
An Modification into a plan have to comply with all pertinent specifications of this segment, unless the Board waives a requirement as not applicable.
(B) Why it's important and appropriate here to amend its plan inside the absence of a cloth change in conditions.
) The number of checking and personal savings accounts opened digitally and through other supply techniques by census tract earnings level for every calendar yr; and
Pursuant to § 228.28 and appendix C to this component, the Board assigns conclusions for a bank's Group Growth Products and services Test general performance in Each and every facility-based mostly assessment place, Every Condition or multistate MSA, as applicable, and to the institution.
The Financial institution Multistate MSA Local community Advancement Financing Metric steps the greenback quantity of a bank's Local community enhancement loans and community advancement investments that benefit or provide a multistate MSA when compared with deposits from the financial institution situated in the multistate MSA, calculated pursuant to paragraph II.g of appendix B to this section.